Business & Finance

John Fisher Has a Passion for Leaving a Legacy with Your Wealth, Values & Influence

John Fisher, owner of Fisher Precious Metals, is a national industry expert on buying gold and silver bullion and establishing precious metals IRAs. He is also a Certified Appraiser with the International Society of Appraisers and facilitates certified appraisals. However, his expertise was originally developed in support of Christian ministries. After spending over a... -Read More


The Most Expensive Time of the Year

  Wow, I can’t believe it is that “expensive” time of the year again! Christmas is supposed to be the season to have fun while enjoying the holiday with family and friends. However, the cash crunch and credit card bills arriving in January seem to ruin the joy. It’s no wonder that the holidays... -Read More


What to Do When the Stock Market Crashes

  We all experienced a lot of market ups & downs recently. We know that markets rebound from crises over time. However, the recent market volatility has affected investors more than anytime since the Great Recession in 2008-2009. This volatility can be very unsettling, but it is a natural part of the market. We... -Read More


Reigniting Your Dream Beyond Mid-life

At a recent Go-DRREAM Workshop I hosted, I was amazed to find an audience of mostly 50 and 60-somethings waiting to learn how to reach their dreams. I should not have been surprised. After many years of moonlighting as a grant writer and evaluator, I left a full-time faculty position to dedicate my time... -Read More


Divorced Over Money?

  You’ve probably heard that money problems are one the most significant factors that can lead to divorce. According to a Citibank survey, 57 percent of divorced couples cited money problems as the primary reason for the demise of their marriage. Having counseled couples financially for over 20 years, I have found that money... -Read More


A Good Way to Save For Education Costs

  For some time now the cost of a college degree has been rising at a shocking rate, and as a result the dream of one day going to college, for many, remains just that…a dream. But the rising cost of college has brought heavy debt burdens that have many new graduates wondering if... -Read More


Can You Afford $400?

A typical American household cannot raise $400 without borrowing money or selling possessions, according to the results of a survey published recently by the Federal Reserve, the US central bank (The Fed’s Report on the Economic Well-Being of U.S. Households in 2013). The agency asked 50,000 people if they could handle an unexpected “financial... -Read More


Choices for Your 401(k)

In our culture of continual job change, people who leave their jobs are faced with a decision about what to do with their 401(k) account. Indeed, a 2012 report by the U.S. Labor Department notes that the average worker holds 11 jobs from age 18 to 46. How many previous employer 401(k)s and company... -Read More


Sharpening Your Edge for Renewed Success in School or the Workplace

“Hmmmm, I think I’ll stop in there and see what’s happening.” Driving by that same retail store on the way back and forth to work, I began noticing something fresh. New activity and new life was erupting. The building was painted with a new attractive color scheme, the landscape was upgraded, signs promising special... -Read More


The Financial Reality of Living to 100

We live in a nation that has become one of the most prosperous in the world. Great advances in medical science and healthcare, extensive social welfare programs to those less fortunate, a military that protects us abroad and domestic, freedom in our capital markets to start a business and work with equality and great... -Read More